PRODUCT MIX OF BANKING SECTOR
BANKS PRODUCTS:
(A) DEPOSITS:
Savings, Current, Fixed etc.
(B) ADVANCES:
(1) Fund Oriented:
a) Term Loan,
b) Clean Loan,
c) Bills Discounting,
d) Advances,
e) Pre-shipment Finance,
f) Post-shipment finance,
g) Secured and Unsecured lines of credit.
(2) Non-fund oriented:
a) Guarantees, and
b) Letter of Credit.
(C) INTERNATIONAL BANKING:
a)Letter of Credit, and
b) Foreign Currency.
(D) CONSULTANCY:
a)Investment Counselling,
b) Project Counselling,
c) Merchant Banking, and
d) Tax Consultancy.
(E) MISCELLANEOUS:
a) Traveller Cheques,
b) Credit card,
c) Remittances,
d) Collections,
e) Sale of Drafts,
f) Standing instructions, and
g) Trusteeship.
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