Fixed deposits are of two types: –
 Banks Fixed Deposits and
 Corporate Fixed Deposits
Banks Fixed Deposit provides interest at specified rate depending upon the tenure. Banks also provide loan facility, which is known as demand loan to the  investor for which extra interest of 2% is charged in addition to the principle amount.

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Corporate fixed deposits are the fixed deposits given by the companies. Interest is depending upon the company policy and regulations. Generally, it differs from company to company.

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