ADVANTAGES OF INTERNET BANKING

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· Convenience– Unlike your corner bank, online banking sites never close; they’re available 24 hours a day, seven days a week, and they’re only a mouse click away.

· Ubiquity– If you’re out of state or even out of the country when a money problem arises, you can log on instantly to your online bank and take care of business, 24\7.

· Transaction speed– Online bank sites generally execute and confirm transactions at or quicker than ATM processing speeds.

· Efficiency-You can access and manage all of your bank accounts, including IRA’s, CDs, even securities, from one secure site.

· Effectiveness- Many online banking sites now offer sophisticated tools, including account aggregation, stock quotes, rate alert and portfolio managing program to help you manage all of your assets more effectively. Most are also compatible with money managing programs such as quicken and Microsoft money.

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