PRODUCT MIX OF BANKING SECTOR

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BANKS PRODUCTS:

(A)   DEPOSITS:

Savings, Current, Fixed etc.

(B)   ADVANCES:

       (1)     Fund Oriented:

a)        Term Loan,

b)        Clean Loan,

c)         Bills Discounting,

d)        Advances,

e)         Pre-shipment Finance,

f)          Post-shipment finance,

g)         Secured and Unsecured lines of credit.

      (2)     Non-fund oriented:

a)       Guarantees, and

b)       Letter of Credit.

(C)   INTERNATIONAL BANKING:

a)Letter of Credit, and

b)      Foreign Currency.

(D)    CONSULTANCY:

a)Investment Counselling,

b)      Project Counselling,

c)      Merchant Banking, and

d)     Tax Consultancy.

(E)    MISCELLANEOUS:

a)      Traveller Cheques,

b)      Credit card,

c)      Remittances,

d)     Collections,

e)      Sale of Drafts,

f)       Standing instructions, and

g)      Trusteeship.

 

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