PRODUCT MIX OF BANKING SECTOR
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BANKS PRODUCTS:
(A)Â Â DEPOSITS:
Savings, Current, Fixed etc.
(B)Â Â ADVANCES:
      (1)    Fund Oriented:
a)Â Â Â Â Â Â Â Term Loan,
b)Â Â Â Â Â Â Â Clean Loan,
c)Â Â Â Â Â Â Â Â Bills Discounting,
d)Â Â Â Â Â Â Â Advances,
e)Â Â Â Â Â Â Â Â Pre-shipment Finance,
f)Â Â Â Â Â Â Â Â Â Post-shipment finance,
g)Â Â Â Â Â Â Â Â Secured and Unsecured lines of credit.
     (2)    Non-fund oriented:
a)Â Â Â Â Â Â Guarantees, and
b)Â Â Â Â Â Â Letter of Credit.
(C)Â Â INTERNATIONAL BANKING:
a)Letter of Credit, and
b)Â Â Â Â Â Foreign Currency.
(D)Â Â Â CONSULTANCY:
a)Investment Counselling,
b)Â Â Â Â Â Project Counselling,
c)Â Â Â Â Â Merchant Banking, and
d)Â Â Â Â Tax Consultancy.
(E)Â Â Â MISCELLANEOUS:
a)Â Â Â Â Â Traveller Cheques,
b)Â Â Â Â Â Credit card,
c)Â Â Â Â Â Remittances,
d)Â Â Â Â Collections,
e)Â Â Â Â Â Sale of Drafts,
f)Â Â Â Â Â Â Standing instructions, and
g)Â Â Â Â Â Trusteeship.
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