If you are in BMS Sem I and Sem III, you are allowed to get 6 or 7 KTs (depending on the subjects in the semester) for going to the next BMS Sem II and Sem IV respectively.
But when you go from First Year (Sem II) to Second year, you are allowed to have only 2 KTs.
Same case if you go from Second Year (Sem IV) to Third Year, you are allowed only 2 KTs.
If you are in TYBMS Sem 5, you are allowed 6 KTs to go for Sem 6. But if you don’t clear all the KTs of Sem 5 and previous years, you would fail in your Final Year Exams!
This is applicable as per the new rule of Mumbai University.
P.S. If the information is not accurate, please comment and rectify the mistake.