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Can I use my International credit/debit card to meet my expenses?

Can I use my International credit/debit card to meet my expenses? ANS:-Your International/debit card can be put to good use on various occasions: While you are on holiday outside India to meet your expenses. When you are outside India to purchase an item of import. When you are in India, to make a payment in […]

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I am having a Saving Bank / Current account with ICICI. I want to register for Online ICICI now. What do I do?

 I am having a Saving Bank / Current account with ICICI. I want to register for Online ICICI now. What do I do?   ANS:-By visiting the branch we can request for internet banking password. After 8 days we can access our account online. It passes through 3 channels:   Branch Phone-banking Internet banking

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What if I need foreign exchange for my current account transactions?

What if I need foreign exchange for my current account transactions? ANS:-In respect of any other current account transaction please approach the branch with: A letter detailing and self-certifying the details of remittance and the beneficiary to whom it is being made. Supporting document detailing the nature of the transaction, value and beneficiary Complete the […]

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Can I withdraw cash in any other city where I do not have a Current / Savings Account?

Can I withdraw cash in any other city where I do not have a Current / Savings Account? ANS:-It is possible to withdraw cash using the debit card at any ICICI or non ICICI VISA ATM in India or overseas (a transaction fee is applicable for withdrawals from non-ICICI ATMs in India and from any […]

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Can I access my account when I am out of town / travelling in India?

Can I access my account when I am out of town / travelling in India? ANS:-Yes, you can check both the balances in your account as well as your transaction history at any of our branches or ATMs. Moreover you can also apply for our Internet Banking or Phone Banking facility which will give you […]

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How can I earn higher returns on funds in my Current / Savings Account?

How can I earn higher returns on funds in my Current / Savings Account? ANS:-Currently, as per RBI regulations you earn interest at 4.00% p.a. (paid half yearly) on your Savings Account balances and NIL interest on your Current Account balances. However, if you choose, the moment your savings cross the required balance amount, the […]

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Do I need to give an advance notice for withdrawal of cash beyond a limit from a branch?

Do I need to give an advance notice for withdrawal of cash beyond a limit from a branch? ANS: -Prior notice (normally 24 hours) is to be given to the branch from where the cash withdrawal is to be made for an amount greater than Rs.1, 00,000.

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Is there a charge for non-maintenance of Average Monthly Balance (AMB)?

Is there a charge for non-maintenance of Average Monthly Balance (AMB)? ANS: -There is a charge levied for non-maintenance of AMB. The charge is Rs. 250+ per month. You may please refer to our tariff on www.icici.co.in for further details on applicable charges.

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How is the AMB calculated?

What is the Average Monthly Balance (AMB) required to be maintained in the case of an icici Savings Account? How is the AMB calculated? ANS: -The minimum AMB required to be maintained for ICICI Savings Account is Rs. 75,000. The AMB is calculated by adding the end of day balances for each day in the […]

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What is the Balance that is required for ICICI Savings Account?

What is the Balance that is required for ICICI Savings Account? ANS: -ICICI Savings account requires an Average Monthly Balance of Rs. 75,000 in a combination of savings account/ current account and fixed deposits including a minimum monthly balance of Rs. 25,000 in the savings account / current account or Smart Money facility with a […]

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